Comparing Card Tiers and Benefits
The Crypto.com Visa Card offers multiple tiers, each with unique rewards and perks:
Card Tier Comparison
| Card Tier | CRO Lockup Required | Everyday Spending Rewards | Travel Rewards | Monthly Cap |
|---|---|---|---|---|
| Midnight Blue | Free | 0% | 0% | N/A |
| Ruby Steel | €450 | 2% | 0% | $25 |
| Jade Green/Royal Indigo | €4,500 | 3.5% | 5% | $75 |
| Icy White/Rose Gold | €45,000 | 5% | 10% | No limit |
| Obsidian | €450,000 | 6.5% | 10% | No limit |
| Prime | €900,000 | 8% | 10% | No limit |
Premium Service Benefits
Higher tiers unlock exclusive advantages:
- Priority Support (Jade Green+)
- Private Account Manager (Obsidian)
Subscription Rebates:
- Spotify (Ruby Steel+)
- Netflix (Jade Green+)
- Airport Lounge Access (Jade Green+)
- Exclusive Event Experiences (Royal Indigo+)
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Fees and Transaction Limits
Understanding your card's financial parameters:
| Feature | Midnight Blue | Ruby Steel | Jade Green+ |
|---|---|---|---|
| Free ATM Withdrawals | €200/month | €400/month | €800/month |
| ATM Withdrawal Cap | €10,000/month across all tiers | ||
| Top-up Limit | €25,000/month across all tiers |
Maximizing Your CRO Rewards
Spending Strategy Tips
- Everyday Purchases: Earn 2-8% back in CRO
- Travel Expenses: Get 5-10% rewards
- Subscription Services: Enjoy Spotify/Netflix rebates
Reward Redemption
All rewards are paid in CRO tokens directly to your Crypto.com App wallet, visible immediately after eligible transactions.
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Getting Started with Your Crypto.com Card
Simple Application Process
- Download the Crypto.com App
- Complete account registration and KYC verification
- Choose your desired card tier
- Stake/lock up required CRO amount
- Wait for card delivery
Frequently Asked Questions
What type of card is the Crypto.com Visa?
It's a prepaid card that requires topping up via:
- Bank transfers
- Credit/debit cards
- Crypto Wallet balances
How do CRO requirements work?
- Midnight Blue: No stake required
Higher tiers: 365-day CRO lockup/staking
- Ruby Steel: €450
- Jade Green: €4,500
- Icy White: €45,000
How long do subscription rebates last?
- Ruby/Jade/Royal: First 6 months only
- Icy White/Obsidian: Permanent benefit
Can I use cryptocurrency directly?
No, cryptocurrencies are converted to fiat when loading the card.
Where can I see my card's fees?
Check the 'Fees & Limits' section in the Crypto.com App settings.
Note: All rewards and benefits are subject to Crypto.com's terms and conditions. Rates and offers may change.