As the cryptocurrency industry grows, securing digital assets has become a top priority. Loss of private keys, exchange hacks, and wallet failures have led to substantial financial losses. Professional crypto custody providers now offer secure storage solutions tailored for institutions and high-net-worth investors. This guide profiles the top crypto custody providers of 2025, comparing fees, compliance, insurance, and staking options.
Top Crypto Custody Providers of 2025
| Custody Provider | Fees Estimate | Regulatory Compliance | Insurance Cover | Location |
|---|---|---|---|---|
| Coinbase Custody | 0.50% per annum, $10K setup | NYDFS Qualified Custodian | $320M | United States |
| BitGo | 0.05%–0.15% monthly | NYDFS, South Dakota | $250M | Global |
| Sygnum | 0.04%–0.06% per annum | Swiss FINMA, Singapore CMS | Undisclosed | Switzerland/Singapore |
| Gemini | 0.4% per annum, $125 withdrawal | NYDFS Qualified Custodian | $75M | United States |
| Fidelity Digital Assets | 0.35% per annum, 0.1% trading fee | NYDFS Trust Charter | Undisclosed | United States |
Detailed Provider Profiles
Coinbase Custody
Headquarters: San Francisco, USA
Supported Assets: 400+ (including NFTs, DeFi tokens)
Key Features:
- Cold storage with governance/staking capabilities.
- Minimum deposit: $1 million.
- Insured for $320 million.
👉 Explore Coinbase Custody’s staking options
Fees:
- Setup: $10,000
- Annual custody: 0.50% of AUM
Fidelity Digital Assets
Headquarters: Boston, USA
Supported Assets: Bitcoin, Ethereum
Key Features:
- Trust Charter from NYDFS.
- No staking.
Fees:
- Custody: 0.35% per annum
- Trading: 0.1% per trade
Gemini Custody
Headquarters: New York, USA
Supported Assets: Bitcoin, Ethereum, and select tokens
Key Features:
- NYDFS-regulated.
- $75M cold storage insurance.
Fees:
- Annual custody: 0.4%
- Withdrawal: $125
Sygnum Bank
Headquarters: Switzerland/Singapore
Supported Assets: 28+
Key Features:
- Tiered fees (0.04%–0.06%).
- Offers staking for ETH, ADA, ATOM.
👉 Learn about Sygnum’s institutional solutions
What Is Cryptocurrency Custody?
Crypto custody involves secure storage solutions for digital assets, combining cold (offline) and hot (online) storage with multi-signature authentication and HSMs. Institutions use custody to:
- Enhance security.
- Meet regulatory requirements (e.g., qualified custodians).
- Streamline operations.
Fee Structures:
- Annual custody fees (0.1%–1% of AUM).
- Transaction/withdrawal fees.
- Premium services (staking, lending, insurance).
FAQ
1. Who needs crypto custody services?
Institutions, hedge funds, and high-net-worth individuals requiring secure, compliant asset storage.
2. How do custody providers protect assets?
Through cold storage, multi-signature wallets, and institutional-grade insurance.
3. Are custody fees tax-deductible?
Consult a tax professional; fees may qualify as operational expenses.
4. Can I stake assets in custody?
Yes, providers like Coinbase and Sygnum offer staking without removing assets from cold storage.
5. What’s the difference between hot and cold storage?
Cold storage is offline (more secure), while hot storage facilitates quicker transactions.
Final Thoughts
Choosing the right custody provider depends on asset types, regulatory needs, and fee structures. Institutional investors should prioritize compliance (e.g., NYDFS-qualified custodians) and insurance coverage.
For more on crypto security:
👉 Crypto insurance explained
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