Key Takeaways
- Daily Spending Limit: $2,500 per day (maximum).
- ATM Withdrawal Limit: $1,000 per day.
- Account Verification: Completing verification steps may increase your limit faster.
- Support Assistance: Contact Coinbase Support for unresolved limit issues.
Understanding the Coinbase Debit Card Spending Limit
The Coinbase Card allows seamless spending of cryptocurrencies by converting them to fiat at the point of sale. Here’s what you need to know about its limits:
Daily Spending and ATM Limits
- Spending Cap: $2,500/day for purchases.
- ATM Withdrawals: Limited to $1,000/day.
How to Maximize Your Limit
- Complete Account Verification: Ensure your Coinbase account is fully verified with up-to-date KYC (Know Your Customer) details.
- Contact Coinbase Support: If your limit remains below $2,500, submit a request via Coinbase Support.
👉 Need help with verification?
How the Coinbase Card Works
- Cryptocurrency Conversion: Automatically converts crypto to USD at checkout.
- Visa Compatibility: Accepted anywhere Visa debit cards are used.
- Rewards Program: Earn up to 5% back in crypto rewards (rates vary by asset).
Top 3 Tips for Optimizing Your Coinbase Card
- Track Rewards: Rotating rewards mean you should regularly check which cryptos offer the highest cashback.
- Portfolio Management: Spend strategically based on market trends to maximize value.
- Tax Awareness: Spending crypto triggers capital gains tax. Use stablecoins like USDC to minimize tax impacts.
FAQ Section
How long does it take to get the full $2,500 limit?
Users report 5–7 days post-verification for the maximum limit.
Can I increase my limit beyond $2,500?
No. The $2,500 daily cap is non-negotiable as of 2024.
Are ATM withdrawals included in the daily spending limit?
No. ATM withdrawals have a separate $1,000 daily limit.
👉 Explore crypto spending strategies
Final Thoughts
The Coinbase Card bridges crypto and everyday spending with competitive rewards. Stay informed about limits and rewards to make the most of this tool.
About This Guide
- Reviewed By: David Kemmerer (CoinLedger CEO).
- Author: Dhiraj Nallapaneni, Crypto Tax Writer.
- Editorial Standards: Complies with global tax guidelines and expert-reviewed.
For more, visit CoinLedger’s official resources.
### SEO Notes:
- **Keywords**: Coinbase debit card limit, crypto spending, Coinbase Card rewards, daily ATM withdrawal limit.
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