Introduction to Earn Crypto
OKX's "Earn Crypto" service allows users to generate passive income by depositing digital assets into designated accounts for specified periods. This innovative feature helps cryptocurrency holders grow their portfolios without active trading.
OKX Earn Products Overview
OKX currently offers two primary earn products:
1. Savings Account (Flexible)
Features:
- Supports instant deposits and withdrawals
- Daily interest accrual
- No minimum deposit requirements
- Automatic compounding of earnings
2. P2P Lending
Features:
- Peer-to-peer digital asset lending
- Flexible term options
- Competitive interest rates
- Secure platform management
Investment Requirements
| Product | Minimum Investment |
|---|---|
| Savings Account | No minimum |
| P2P Lending | Varies by term |
Tracking Your Earnings
To monitor your investments:
- Navigate to the "Earn" section
- Select "My Assets"
View detailed information including:
- Investment term
- Principal amount
- Accrued interest
- Estimated annual yield
Earnings Schedule
👉 Start earning with OKX's industry-leading yields
Savings Account Example:
- Day 1: Deposit made (no interest)
- Day 2: Interest calculation begins at 00:00 UTC
- Day 3: Interest credited between 00:00-01:00 UTC
Example Timeline:
- November 26: Deposit 1 BTC
- November 27: Interest calculation begins
- November 28: Receive November 27 earnings
FAQ Section
Q: How often are earnings paid out?
A: Savings account earnings are distributed daily, while P2P lending payments vary by loan term.
Q: Is there any lock-up period for the savings account?
A: No, the savings account offers complete liquidity with no lock-up periods.
Q: What determines P2P lending interest rates?
A: Rates are market-driven based on supply, demand, and loan duration.
👉 Discover more earning opportunities with OKX
Q: Are there any fees for using earn products?
A: OKX doesn't charge fees for basic earn product usage, though specific lender terms may apply for P2P lending.
Q: How is the security of my assets maintained?
A: OKX employs enterprise-grade security measures including cold storage and multi-signature wallets.
Q: Can I automatically reinvest my earnings?
A: Yes, savings account earnings are automatically compounded when credited.