Payment is the most intuitive use case in the Web3 world and the first step for many users entering the crypto space.
Previously, stablecoins like USDT and USDC primarily served as "neutral assets" within the Web3 ecosystem, mainly used for transactional purposes such as payroll or purchasing crypto products. However, since the second half of 2024, stablecoins have rapidly evolved from "on-chain intermediaries" to "compliant payment tools."
The Rise of Stablecoin Payments
Policy Advancements:
- The U.S. passed the GENIUS Act.
- The EU’s MiCA regulations fully took effect.
- Hong Kong’s stablecoin regulatory framework will come into force in August 2025.
Industry Growth:
- Circle’s successful IPO (stock price surged over 245% in a week).
- Major players like JPMorgan, Ant Group, and Xiaomi entering the space.
This shift signals the awakening of stablecoins' payment functionality. The second half of 2025 is poised to be a breakout moment for crypto payments, transitioning from "holding" to "using" and from "managing" to "spending." Users now expect seamless experiences—buying coffee, subscribing to services, or even traveling abroad—without currency exchanges.
Crypto Payments Are Booming, but User Experience Lags
Despite rapid growth, everyday users still face significant hurdles:
- Limited merchant adoption—few businesses accept crypto.
- Complex payment flows—multiple steps, high gas fees, slow confirmations.
- Technical barriers—chain switching, slippage, failed transactions.
Compared to Web2 payment systems like WeChat Pay or Apple Pay, crypto payments struggle with accessibility and reliability.
Bitget Wallet Bridges Stablecoin Payments Across Three Key Scenarios
Leading Web3 wallets are tackling these challenges head-on. Bitget Wallet stands out by integrating stablecoin payments into real-world use cases:
1. Nationwide QR Code Payments (VietQR Integration)
- Scan-to-pay with USDT/USDC at 55+ Vietnamese banks and payment systems.
- Supports Ethereum, Solana, Base, and BNB Chain.
- Future plans: Auto-conversion for any token.
👉 Experience seamless crypto payments
2. Mastercard-Backed Crypto Card for Global Spending
- Link to Apple Pay, Google Pay, Alipay, or WeChat Pay.
- Spend USDT/USDC anywhere Mastercard is accepted.
- Zero fees, competitive exchange rates, instant top-ups.
- Available in the UK/EU, with global expansion underway.
3. Online Shopping via "Shop with Crypto"
- Buy Amazon vouchers, Steam credits, and travel bookings with stablecoins.
- Prices up to 30% lower than traditional e-commerce during promotions.
- Covers 300+ platforms worldwide.
Why Bitget Wallet’s Payment Ecosystem Stands Out
- Freedom: No local bank account or currency conversion needed.
- Security: Non-custodial—users control their private keys.
- Low Cost: Near-zero fees vs. traditional cross-border payments.
- Global Reach: Supports major QR/credit systems worldwide.
FAQs
Q: Is Bitget Wallet Card available worldwide?
A: Currently in the UK/EU, with plans for broader rollout.
Q: Can I use USDT for everyday purchases?
A: Yes—from coffee shops to online subscriptions.
Q: How fast are transactions?
A: Near-instant for QR payments; card transactions process like standard Mastercard purchases.
Q: Are there hidden fees?
A: No annual or recharge fees; transparent exchange rates.
Conclusion: Crypto for Everyone
Bitget Wallet is redefining payments by merging Web3 efficiency with real-world usability. As regulations mature, stablecoins will unlock everyday commerce—turning crypto balances into living, spendable assets.
Vision: "Crypto for Everyone"—from wallets to wallets, from chains to streets.
Disclaimer: This content is for educational purposes only. Cryptocurrency investments carry risks; comply with local laws and exercise caution.